The Benazir Income Support Programme (BISP) has blocked the accounts of many women in July 2025. This step was taken because some women or their husbands received a business loan of Rs 10 lakh or more through the Apna Karobar Card scheme. BISP provides help only to poor and deserving families, so people who get big business loans are now marked as ineligible. The government believes these families can support themselves. In this article, we will explain who is affected by this update, why BISP made this decision, and what you can do if your account is blocked.
Table of Contents
| Affected People | Details |
| Women with Business Loan | Rs 10 lakh or more under Apna Karobar Card |
| Husbands Took the Loan | Wives’ BISP account also blocked |
| Type of Scheme | Small Business Loan by Government |
| Result | BISP Payment Stopped |
Who Is Affected by BISP 8171 Account Block in July 2025?
Women who took loans under the government’s Apna Karobar Card scheme are affected. If the loan amount is Rs 10 lakh or more, their BISP account has been blocked. This also applies if their husbands took the loan. Even if the woman did not take any loan herself, her account is considered ineligible if her husband is part of the loan scheme. The government treats it as household income, so the whole family is affected by this decision.
Why BISP Accounts Are Blocked for Loan Beneficiaries
BISP is designed to help families who are truly in need. If someone takes a large loan, it shows they may no longer qualify. The government has made rules to ensure fairness.
Key Reasons for Blocking BISP Accounts:
- Support for the Poor Only: BISP helps only poor and deserving families who truly need financial aid.
- Loan Shows Financial Strength: A loan of Rs 10 lakh means the person may be able to run a business or earn money.
- No Extra Government Help Needed: Families with business loans are seen as not needing more help from BISP.
- Fair Distribution: This rule ensures that only the neediest women continue receiving aid from the program.
- Avoid Double Benefits: BISP stops giving money to those already supported by other government schemes.
Read More: Maryam Nawaz Rashan Card 2025
What Should You Do If Your BISP 8171 Account Is Blocked?
If your account is blocked because of a loan, you should not go to the payment center. There will be no payment for such accounts. The block is already confirmed by BISP. Also, there is no need to stand in lines or file complaints unless you are sure there has been a mistake. You can contact the nearest BISP office only if you believe the block is wrong. Otherwise, your visit may be a waste of time and energy.
BISP Policy for Apna Karobar Card Loan Takers
The Apna Karobar Card is a government loan program that helps people start small businesses. Many families have taken loans through this scheme. But now, BISP has made a new rule. If you or your husband have taken a loan of Rs 10 lakh, then your BISP support will be stopped. This is because such families are not seen as poor anymore. The rule is made to support only those who have no other income or help from the government.
Important Points:
- Loan Amount Condition: Accounts are blocked if the loan is Rs 10 lakh or more.
- Husband’s Loan Impact: Husbands’ loans also affect wives’ BISP accounts.
- Applies Nationally: This decision applies across Pakistan.
- Not Eligible: Apna Karobar Card holders are not eligible for BISP now.
Can You Still Receive BISP Payments After a Business Loan?
No, once the loan is confirmed, BISP payments stop immediately. The system checks if you or your husband received any large business loan. If found true, your account is marked ineligible. Even if you were receiving aid before, it stops now. BISP wants to give monthly help only to people who have no other source of financial support. Business loan receivers are now seen as able to support themselves. That is why the BISP amount of Rs 13,500 is no longer given to them.
Read More: BISP 8171 Double Payment
How to Check If Your BISP Account Is Blocked
It is easy to find out if your account is active or blocked. You can send your CNIC number to 8171 through SMS. The system will reply with your current status. If your account is blocked, it will tell you. Another way is to visit your nearest BISP center and ask them to check your information. This should only be done if you think you are still eligible or have not taken any loan. Do not go to the center without checking through SMS first.
Conclusion
In this article, we are sharing all the details about BISP 8171 account blocks for loan beneficiaries in June 2025. If you or your husband took a loan under the Apna Karobar Card scheme, your BISP account is no longer valid. You will not receive any new payments. Please avoid visiting payment centers unless you are sure there has been an error. Stay updated by sending your CNIC to 8171 or visiting bisp.gov.pk.
Read More: BISP 8171 July 2025 Phase 2 Payments
FAQs
Can I apply again for BISP if I return the loan?
No, even if you return the loan, BISP still marks you ineligible due to the household’s past financial support.
Is there any chance BISP will change this rule?
As of now, no changes are expected. The policy is meant to support only the poorest families.
Can other family members receive BISP if one took a loan?
No, BISP checks the total household. If one person in the house took a loan, the whole family becomes ineligible.
What if the loan was taken after BISP approval?
Even then, once the loan is detected, your BISP payments will stop based on the new financial status of your household.