Punjab Chief Minister Maryam Nawaz Sharif has once again won the hearts of farmers by announcing Punjab Kisan Card Phase II, aiming to give financial relief to the agricultural community. With farming costs rising rapidly, this interest-free loan of Rs 30,000 per acre has come as a lifeline for small and medium-scale landowners. Let’s walk through all the important details you need: who can apply, how to register, and which documents you need to get started.
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What is the Punjab Kisan Card Phase II?
Punjab Kisan Card is a smart initiative by the Government of Punjab designed to give interest-free loans to farmers. In Phase II, the government has increased the outreach and benefits. Farmers can now avail up to Rs 300,000 in loans, especially for buying fertilizers, sprays, seeds, and other inputs crucial for a successful crop cycle. CM Maryam Nawaz says the aim is simple: empower the growers of Punjab, uplift the rural economy, and make Pakistan agriculturally stronger.
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Key Benefits of the Kisan Card Phase II
| Benefit | Description |
| 💸 Interest-Free Loan | Rs 30,000 per acre, up to Rs 300,000 total |
| ⛽ Diesel Purchase | Allowed from 100 PSO petrol pumps |
| 🧾 ATM Access | Withdraw up to 30% of the loan from any ATM |
| 🌱 Buy Inputs | Seeds, fertilizers, and sprays from 3,350 registered dealers |
| ❌ No Extra Charges | No service or processing fees at all |
Goals Behind the Kisan Card Scheme
The government has laid out a clear mission:
- Build a digital farming ecosystem
- Help small landowners become self-reliant
- Boost crop production
- Uplift the rural economy and contribute to national food security
Eligibility Criteria for the Punjab Kisan Card
To apply for Punjab Kisan Card Phase II, you must:
- Be a resident of Punjab
- Have a valid CNIC
- Own between 1 to 25 acres of land
- Have land registered in PLRA (Punjab Land Records Authority)
- Use a SIM registered in your name
- Hold a Punjab domicile
If you meet the above, you’re ready to begin the registration process.
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Registration Process for the Punjab Kisan Card
Registering is super simple and mobile-friendly:
- Open your SMS app
- Type: PKC CNIC Number (without dashes)
- Send it to 8070
- Make sure your mobile number has balance for sending the message
- Wait for a confirmation message to know your status
That’s it your application will begin processing automatically!
Required Documents for the Punjab Kisan Card
Before you apply, get these documents ready:
- CNIC (Computerized National Identity Card)
- Mobile SIM registered on your CNIC
- Land ownership proof via PLRA
- A working bank account (preferably in Bank of Punjab)
- Punjab domicile
- Previous loan history (if any)
Make sure your documents are updated to avoid delays or rejection.
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Verification Process for the Punjab Kisan Card
Once your SMS is received:
- NADRA will verify your CNIC
- PMD checks your mobile SIM
- PLRA will confirm your land records
- After this, the Bank of Punjab will issue your Punjab Kisan Card
This process may take a few working days. Stay patient and keep your phone nearby for SMS alerts.
Facing Issues?
If you run into problems like:
- Lost your Kisan Card
- Forgot your PIN
- Card not working
- Need a replacement card
Then visit the Agriculture Office Help Desk in your district. You can also call the Punjab Agriculture Helpline at 0800-17000 (8 AM – 8 PM, daily) for quick support.
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Final Thoughts
Punjab Kisan Card Phase II is a golden opportunity for farmers to secure interest-free credit, reduce input costs, and increase productivity. With the increasing cost of cultivation, this scheme can make a big difference in improving crop yield and rural stability. Make sure your documents are ready and register via SMS to 8070 at the earliest. If you’re a farmer or know someone who is, spread the word. This initiative can truly change lives.