Good news for deserving women! The BISP Kafalat Phase 4 payments of Rs. 14,500 have started in July 2025. This amount is specially for those women who faced biometric issues, had incomplete registration, or missed earlier phases. Now, the government is giving a final chance to get this amount without any cut or deduction. Just send your CNIC to 8171, update your NSER data, and collect the full amount. Also, if your electricity bill is under 200 units, you will also receive a special discount in the next bill.
Table of Contents
Table: Quick Information
| Category | Details |
| Program Name | BISP Kafalat Phase 4 |
| Payment Start Date | July 2025 |
| Payment Amount | Rs. 14,500 (full amount, no deduction) |
| Target Beneficiaries | Eligible women (low-income, widows, disabled) |
| Eligibility Criteria | PMT Score ≤ 34 (≤ 37 for special cases) |
| CNIC Requirement | Must be valid (not expired) |
| Monthly Income Limit | Less than Rs. 50,000 per household |
| Electricity Bill Relief | Available for users under 200 units per month |
| Verification Method | Biometric + CNIC |
| How to Apply | Send CNIC to 8171 or visit 8171.bisp.gov.pk |
| Payment Methods | HBL Konnect, JazzCash, Bank Alfalah, BOP |
| Helpline Number | 0800-26477 |
| Bonus Benefit | Discount in electricity bills (if eligible) |
BISP Kafalat Phase 4 Payments 2025 Eligibility Criteria
To receive the full Rs. 14,500 payment under the BISP Kafalat Phase 4, the following conditions must be met:
- You must be a Pakistani citizen
- Your CNIC must be valid (not expired)
- Monthly family income should be less than Rs. 50,000
- No one in your house should be a government employee
- Your PMT score should be 34 or less (or up to 37 for widows, disabled, or transgender)
- You should not own a luxury car or big land property
- Preference will be given to women
- Your NSER data must be updated and accurate.
Read More: BISP Kafaalat Phase 4 Payment 14500
How to Check Your BISP Status – 4 Easy Methods
- SMS: Send your 13-digit CNIC to 8171
- Online Portal: Visit 8171.bisp.gov.pk
- Visit Office: Go to the nearest BISP Tehsil office
- Call Helpline: Dial 0800-26477 for assistance
Important Note: Make sure your CNIC is not expired, and update your NSER data especially if there’s been a marriage, childbirth, or death in the family.
How to Receive Full Rs. 14,500 BISP Payment Without Any Cut
Once you get the confirmation SMS, follow these steps:
- Go to HBL Konnect, JazzCash, Bank Alfalah, or Bank of Punjab
- Take your original CNIC
- Do biometric verification
- Receive the full Rs. 14,500 in cash
- Always take a receipt and count your money
- If anyone demands extra money or cuts your amount, immediately file a complaint.
Read More: Benazir Hunarmand Program
Bonus: Electricity Bill Discount for BISP Beneficiaries
If you are a registered BISP beneficiary and your electricity usage is less than 200 units, you will automatically receive a discount in your upcoming bill.
Conditions for discount:
- Your NSER data must be updated
- The electricity bill should be in your or a family member’s name
- The monthly usage should be below 200 units
The discount will be clearly shown in your next electricity bill.
Common Mistakes That Can Stop Your BISP Payment
Many women lose their right to payment due to minor issues. Avoid these:
- Using an expired CNIC
- Not updating NSER data after marriage, childbirth, or death
- Trusting agents or scammers for registration
- Visiting center without confirmation SMS
- Missing the deadline for application
Read More: BISP Punjab July 2025 Payment Reactivation
Final Thoughts
The BISP Kafalat Phase 4 is not just financial support, but also a step towards women’s empowerment and dignity. The Rs. 14,500 support along with the electricity relief makes it a complete package for low-income families.
So if you or any woman in your family is eligible, don’t delay. Send your CNIC to 8171, update your data, and get your full amount without any deduction.
Stay connected with us for city-wise payment schedules, new updates on BISP, and government support programs.
Shahzad Sahil is an SEO blogger and content writer with 6+ years of experience in the Ehsaas Program, BISP, and government schemes niche. He has also managed public welfare projects and writes to inform and guide people through trusted updates.