As the scorching summer continues, July brings some much-needed financial relief for many low-income families across Pakistan. Under the Benazir Income Support Programme (BISP), the new Kafalat installment of Rs. 13,500 has started rolling out for verified beneficiaries. If you’re one of the women enrolled in this program, this guide will help you understand when and where to collect your payment.From Lahore to Larkana, Peshawar to Quetta, the payments are being released in two phases, covering all provinces including AJK and Gilgit-Baltistan.
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Why BISP Payments Are Made in Phases
Let’s face it, managing millions of payments isn’t easy. That’s why BISP breaks the schedule into two phases to avoid overcrowding, long lines, and system glitches. This phased approach ensures every woman gets her due payment after biometric verification safely and smoothly.
It also helps the BISP team to:
- Control rush at campsites and designated shops.
- Prevent fraud by verifying thumbprints.
- Resolve any issues if payments get stuck.
- Make sure only eligible families get the money.
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BISP July 2025 City-Wise Payment Schedule
Below is the complete city-wise breakdown of when you can expect to receive your payment.
Phase 1: July 2–7, 2025
- Punjab: Lahore, Multan, Faisalabad, Bahawalpur, Sahiwal, Sheikhupura
- Sindh: Karachi, Hyderabad, Sukkur, Larkana, Thatta, Badin
- KP: Peshawar, Mardan, Swat, Abbottabad, Kohat, D.I. Khan
- Balochistan: Quetta, Sibi, Khuzdar, Gwadar, Loralai
- AJK & GB: Muzaffarabad, Gilgit, Skardu, Mirpur, Bagh
Phase 2: July 8–14, 2025
- Punjab: Gujranwala, Okara, Kasur, Vehari, Jhang
- Sindh: Mirpur Khas, Umerkot, Nawabshah, Shikarpur
- KP: Bannu, Dir, Charsadda, Mansehra
- Balochistan: Zhob, Killa Saifullah, Panjgur, Washuk
- AJK & GB: Neelum Valley, Hunza, Diamer
- Note: If your city is listed under a phase, don’t go before that date. You might not get the payment if the system hasn’t updated yet.
Read More: How to Confirm BISP 8171 July Payment
Who Is Eligible for the Rs. 13,500 Kafalat Payment?
Only women who are already registered and verified under the Kafalat program will receive this installment. If you’ve completed your survey and your CNIC is valid, your payment will be sent automatically.
To stay on the safe side:
- Make sure your CNIC is not expired.
- Complete the NSER survey if required.
- Keep an eye on messages from 8171.
- Your thumbprint must match during verification.
How to Confirm If Your BISP Payment is Ready
Before visiting the center or shop, check if your payment has been issued:
Method 1: SMS
- Type your 13-digit CNIC
- Send it to 8171
- You’ll get a reply with your payment status
Method 2: Online
- Visit the 8171 Web Portal
- Enter your CNIC + image code
- Click “Maloom Karen”
- If eligible, it’ll show you the payment status
Documents to Take with You
To collect your money without trouble, bring these:
- Original CNIC (Valid)
- Registered mobile phone (for OTP if required)
- Be ready for thumbprint verification
- Any slip or token if you got one from the BISP office
Read More: Apply Now for Punjab Kisan Card Phase 2
Safety Tips for Collecting Your BISP Payment
- Go only on your assigned district dates
- Don’t pay any agent or shopkeeper
- Count your full Rs. 13,500 before leaving
- If there’s an issue, go to the BISP help desk
- If you miss your day, don’t worry you can still collect during the same phase window
Where to Lodge Complaints?
If your payment is delayed or you face technical issues:
- 📞 Call the BISP Helpline
- 🏢 Visit your nearest Tehsil BISP Office
- ⚠️ Avoid fake agents. BISP services are free
Read More: BISP July 2025 Payment Started in Taunsa
Final Words
BISP’s July 2025 installment is a big help for many deserving families. By following this city-wise schedule, checking your status beforehand, and collecting safely you can avoid hassle and ensure your Rs. 13,500 reaches you on time. Share this guide with others so they don’t miss their chance either. Your right, your money collect it with dignity and care.